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Charlotte County foreclosure auctions run on RealForeclose at charlotte.realforeclose.com, on Monday, Wednesday, Thursday and Friday, from 11:00 am Eastern: the deposit is 5% of your estimated final bid, with the balance due by 11:00 am the next business day. Fees include: court registry; documentary stamps. Read from the clerk's own site on September 19, 2026.

Covers Punta Gorda, Port Charlotte, Englewood.

Auction site
RealForeclose
Sale days
Monday, Wednesday, Thursday and Friday, except legal holidays
Sale time
11:00 am Eastern
Deposit
5% of your estimated final bid, by electronic check or in person by cashier's check or money order
Balance
The balance plus the registry service charge is due in person by 11:00 am Eastern the next business day, by cashier's check or money order

Charlotte County foreclosure auction fees

  • Court registry under Fla. Stat. 28.24(10): 3% of the first $500, then 1.5% of the balance
  • Documentary stamps under Fla. Stat. 201.02: $0.70 per $100

How a Charlotte County foreclosure sale runs

  1. Step 1

    The lender sues and records a lis pendens

    Florida is a judicial foreclosure state, so every foreclosure is a lawsuit in circuit court. The lis pendens is the public notice that the case exists. This is where we start tracking a property.

  2. Step 2

    The judge signs a final judgment

    The final judgment states what is owed and orders the clerk to sell the property. The statute calls for a sale 20 to 35 days out, though courts often set it later.

  3. Step 3

    The clerk publishes the notice of sale

    The sale is advertised for two weeks running. Most Florida clerks then run the auction online through their county RealForeclose site; a handful of smaller counties still sell at the courthouse.

  4. Step 4

    Auction day

    Bidding starts at the judgment amount and closes fast. You bid with your own cash: the winner posts a 5% deposit at the sale and pays the balance on the clerk's deadline, in most counties by the next business day.

  5. Step 5

    Certificate of sale, then ten quiet days

    The clerk files a certificate of sale, which ends the owner's right of redemption. Anyone with standing then has ten days to object to the sale.

  6. Step 6

    Certificate of title, then possession

    With no objection, the clerk issues the certificate of title and the property is yours, as is. If someone still lives there, you ask the court for a writ of possession.

Charlotte County auction questions

Where are Charlotte County foreclosure auctions held?
Charlotte County runs its foreclosure sales online through RealForeclose, at https://charlotte.realforeclose.com. Monday, Wednesday, Thursday and Friday, except legal holidays, 11:00 am Eastern.
What deposit is required at a Charlotte County foreclosure sale?
5% of your estimated final bid, by electronic check or in person by cashier's check or money order.
When is the balance due after winning a Charlotte County foreclosure auction?
The balance plus the registry service charge is due in person by 11:00 am Eastern the next business day, by cashier's check or money order.

Before you bid in Charlotte

Next, if you are bidding in Charlotte County

Counties near Charlotte

Source: Charlotte County Clerk. Clerks change deadlines and fees. Confirm before you bid.