Indian River County foreclosure auctions run on RealForeclose at indian-river.realforeclose.com, Monday to Friday, from 10:00 am Eastern: the deposit is 5% of your estimated final bid, with the balance due by 2:00 pm the same day. Fees include: court registry; documentary stamps. Read from the clerk's own site on September 19, 2026.
Covers Vero Beach, Sebastian, Fellsmere.
- Auction site
- RealForeclose
- Sale days
- Monday to Friday, except legal holidays
- Sale time
- 10:00 am Eastern
- Deposit
- 5% of your estimated final bid, by electronic check or in person by cash, cashier's check or money order
- Balance
- Unusually short: the balance plus the registry charge is due in person by 2:00 pm Eastern the SAME business day
Indian River County foreclosure auction fees
- Court registry under Fla. Stat. 28.24(10): 3% of the first $500, then 1.5% of the balance
- Documentary stamps under Fla. Stat. 201.02: $0.70 per $100
How a Indian River County foreclosure sale runs
Step 1
The lender sues and records a lis pendens
Florida is a judicial foreclosure state, so every foreclosure is a lawsuit in circuit court. The lis pendens is the public notice that the case exists. This is where we start tracking a property.
Step 2
The judge signs a final judgment
The final judgment states what is owed and orders the clerk to sell the property. The statute calls for a sale 20 to 35 days out, though courts often set it later.
Step 3
The clerk publishes the notice of sale
The sale is advertised for two weeks running. Most Florida clerks then run the auction online through their county RealForeclose site; a handful of smaller counties still sell at the courthouse.
Step 4
Auction day
Bidding starts at the judgment amount and closes fast. You bid with your own cash: the winner posts a 5% deposit at the sale and pays the balance on the clerk's deadline, in most counties by the next business day.
Step 5
Certificate of sale, then ten quiet days
The clerk files a certificate of sale, which ends the owner's right of redemption. Anyone with standing then has ten days to object to the sale.
Step 6
Certificate of title, then possession
With no objection, the clerk issues the certificate of title and the property is yours, as is. If someone still lives there, you ask the court for a writ of possession.
Indian River County auction questions
- Where are Indian River County foreclosure auctions held?
- Indian River County runs its foreclosure sales online through RealForeclose, at https://indian-river.realforeclose.com. Monday to Friday, except legal holidays, 10:00 am Eastern.
- What deposit is required at a Indian River County foreclosure sale?
- 5% of your estimated final bid, by electronic check or in person by cash, cashier's check or money order.
- When is the balance due after winning a Indian River County foreclosure auction?
- Unusually short: the balance plus the registry charge is due in person by 2:00 pm Eastern the SAME business day.
Before you bid in Indian River
Next, if you are bidding in Indian River County
- After You Win a Florida Foreclosure AuctionPay the balance on the clerk's deadline, wait out the 10-day objection period, receive the certificate of title, then take possession. What happens, in order.
- HOA Foreclosure Auctions in Florida: The Mortgage SurvivesWhen a Florida HOA or condo association forecloses, the first mortgage is not wiped out. The arithmetic behind the cheapest-looking lots at the auction.
- Why Florida Foreclosure Sales Get CancelledBankruptcy filings, payoffs, loan modifications and missing paperwork cancel Florida foreclosure sales, often the same morning. What it means for a bidder.
- The Complete SystemEvery step we run before we bid, on real Florida dockets.
- Talk to us firstFifteen minutes, weekdays. Nothing is charged on the call.
Counties near Indian River
- St. Lucie County
- Okeechobee County
- Brevard County
- Osceola County
- Martin County
- Polk County
- All 38 Florida counties
Source: Indian River County Clerk. Clerks change deadlines and fees. Confirm before you bid.