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Miami-Dade County foreclosure auctions run on RealForeclose at miamidade.realforeclose.com, Monday to Friday, from 9:00 am Eastern: the deposit is 5% of your anticipated high bid, per lot, with the balance due by 12:00 pm the next business day. Fees include: court registry fee, electronic service charge, publication and clerk's service charges; documentary stamps. Read from the clerk's own site on September 19, 2026.

Covers Miami, Hialeah, Miami Beach.

Auction site
RealForeclose
Sale days
Monday to Friday, except legal holidays
Sale time
9:00 am Eastern
Deposit
5% of your anticipated high bid, per lot. In person by 3:00 pm Eastern the day before; wire transfers need two full business days to clear
Balance
The balance plus fees is due by 12:00 pm Eastern the next business day, or the 5% deposit is forfeited and the sale is void

Miami-Dade County foreclosure auction fees

  • Court registry fee, electronic service charge, publication and clerk's service charges
  • Documentary stamps: $0.60 per $100 in Miami-Dade, due when the balance is paid. A surtax of $0.45 per $100 is added unless the property is only a single-family residence, which includes a condominium unit (Fla. Stat. 201.031; rates per the Florida Department of Revenue)
  • Bids rise in multiples of $100

How a Miami-Dade County foreclosure sale runs

  1. Step 1

    The lender sues and records a lis pendens

    Florida is a judicial foreclosure state, so every foreclosure is a lawsuit in circuit court. The lis pendens is the public notice that the case exists. This is where we start tracking a property.

  2. Step 2

    The judge signs a final judgment

    The final judgment states what is owed and orders the clerk to sell the property. The statute calls for a sale 20 to 35 days out, though courts often set it later.

  3. Step 3

    The clerk publishes the notice of sale

    The sale is advertised for two weeks running. Most Florida clerks then run the auction online through their county RealForeclose site; a handful of smaller counties still sell at the courthouse.

  4. Step 4

    Auction day

    Bidding starts at the judgment amount and closes fast. You bid with your own cash: the winner posts a 5% deposit at the sale and pays the balance on the clerk's deadline, in most counties by the next business day.

  5. Step 5

    Certificate of sale, then ten quiet days

    The clerk files a certificate of sale, which ends the owner's right of redemption. Anyone with standing then has ten days to object to the sale.

  6. Step 6

    Certificate of title, then possession

    With no objection, the clerk issues the certificate of title and the property is yours, as is. If someone still lives there, you ask the court for a writ of possession.

Miami-Dade County auction questions

Where are Miami-Dade County foreclosure auctions held?
Miami-Dade County runs its foreclosure sales online through RealForeclose, at https://www.miamidade.realforeclose.com. Monday to Friday, except legal holidays, 9:00 am Eastern.
What deposit is required at a Miami-Dade County foreclosure sale?
5% of your anticipated high bid, per lot. In person by 3:00 pm Eastern the day before; wire transfers need two full business days to clear.
When is the balance due after winning a Miami-Dade County foreclosure auction?
The balance plus fees is due by 12:00 pm Eastern the next business day, or the 5% deposit is forfeited and the sale is void.

Before you bid in Miami-Dade

Next, if you are bidding in Miami-Dade County

Counties near Miami-Dade

Source: Miami-Dade County Clerk. Clerks change deadlines and fees. Confirm before you bid.