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Pasco County foreclosure auctions run on RealForeclose at pasco.realforeclose.com, Monday to Friday, from 11:00 am: the deposit is at least 5% of your intended high bid, on account and cleared before the sale, with the balance due by 4:00 pm the same day. Fees include: $70 judicial sale fee and a $70 electronic sale fee; court registry; documentary stamps. Read from the clerk's own site on September 19, 2026.

Covers New Port Richey, Wesley Chapel, Dade City.

Auction site
RealForeclose
Sale days
Monday to Friday, excluding legal holidays
Sale time
From 11:00 am
Deposit
At least 5% of your intended high bid, on account and cleared before the sale. ACH needs four full business days to settle and a wire needs one; cash or a cashier's check is due by 5:00 pm the business day before
Balance
Every form of payment for a winning bid must be received by 4:00 pm Eastern on the day of the sale, or the 5% deposit is forfeited

Pasco County foreclosure auction fees

  • $70 judicial sale fee and a $70 electronic sale fee
  • Court registry: 3% of the first $500, then 1.5% of each subsequent $100
  • Documentary stamps: $0.70 per $100
  • Surplus fund fee $28, and $15 per disbursement

How a Pasco County foreclosure sale runs

  1. Step 1

    The lender sues and records a lis pendens

    Florida is a judicial foreclosure state, so every foreclosure is a lawsuit in circuit court. The lis pendens is the public notice that the case exists. This is where we start tracking a property.

  2. Step 2

    The judge signs a final judgment

    The final judgment states what is owed and orders the clerk to sell the property. The statute calls for a sale 20 to 35 days out, though courts often set it later.

  3. Step 3

    The clerk publishes the notice of sale

    The sale is advertised for two weeks running. Most Florida clerks then run the auction online through their county RealForeclose site; a handful of smaller counties still sell at the courthouse.

  4. Step 4

    Auction day

    Bidding starts at the judgment amount and closes fast. You bid with your own cash: the winner posts a 5% deposit at the sale and pays the balance on the clerk's deadline, in most counties by the next business day.

  5. Step 5

    Certificate of sale, then ten quiet days

    The clerk files a certificate of sale, which ends the owner's right of redemption. Anyone with standing then has ten days to object to the sale.

  6. Step 6

    Certificate of title, then possession

    With no objection, the clerk issues the certificate of title and the property is yours, as is. If someone still lives there, you ask the court for a writ of possession.

Pasco County auction questions

Where are Pasco County foreclosure auctions held?
Pasco County runs its foreclosure sales online through RealForeclose, at https://www.pasco.realforeclose.com. Monday to Friday, excluding legal holidays, From 11:00 am.
What deposit is required at a Pasco County foreclosure sale?
At least 5% of your intended high bid, on account and cleared before the sale. ACH needs four full business days to settle and a wire needs one; cash or a cashier's check is due by 5:00 pm the business day before.
When is the balance due after winning a Pasco County foreclosure auction?
Every form of payment for a winning bid must be received by 4:00 pm Eastern on the day of the sale, or the 5% deposit is forfeited.

Before you bid in Pasco

Next, if you are bidding in Pasco County

Counties near Pasco

Source: Pasco County Clerk. Clerks change deadlines and fees. Confirm before you bid.