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Seminole County foreclosure auctions run on RealForeclose at seminole.realforeclose.com, on Tuesdays and Thursdays only, from 11:00 am: the deposit is 5% of your anticipated final bid, with the balance due by 2:00 pm the next business day. Fees include: court registry; documentary stamps on the deed. Read from the clerk's own site on September 19, 2026.

Covers Sanford, Altamonte Springs, Oviedo.

Auction site
RealForeclose
Sale days
Tuesdays and Thursdays only
Sale time
11:00 am
Deposit
5% of your anticipated final bid. Deposits must be started on the auction site and the funds must settle in the clerk's account by 3:00 pm Eastern the business day before
Balance
The balance plus all fees is due by 2:00 pm Eastern the next business day, or the deposit is forfeited and the sale is void

Seminole County foreclosure auction fees

  • Court registry: 3% of the first $500, then 1.5% of each subsequent $100
  • Documentary stamps on the deed: $0.70 per $100

How a Seminole County foreclosure sale runs

  1. Step 1

    The lender sues and records a lis pendens

    Florida is a judicial foreclosure state, so every foreclosure is a lawsuit in circuit court. The lis pendens is the public notice that the case exists. This is where we start tracking a property.

  2. Step 2

    The judge signs a final judgment

    The final judgment states what is owed and orders the clerk to sell the property. The statute calls for a sale 20 to 35 days out, though courts often set it later.

  3. Step 3

    The clerk publishes the notice of sale

    The sale is advertised for two weeks running. Most Florida clerks then run the auction online through their county RealForeclose site; a handful of smaller counties still sell at the courthouse.

  4. Step 4

    Auction day

    Bidding starts at the judgment amount and closes fast. You bid with your own cash: the winner posts a 5% deposit at the sale and pays the balance on the clerk's deadline, in most counties by the next business day.

  5. Step 5

    Certificate of sale, then ten quiet days

    The clerk files a certificate of sale, which ends the owner's right of redemption. Anyone with standing then has ten days to object to the sale.

  6. Step 6

    Certificate of title, then possession

    With no objection, the clerk issues the certificate of title and the property is yours, as is. If someone still lives there, you ask the court for a writ of possession.

Seminole County auction questions

Where are Seminole County foreclosure auctions held?
Seminole County runs its foreclosure sales online through RealForeclose, at https://seminole.realforeclose.com. Tuesdays and Thursdays only, 11:00 am.
What deposit is required at a Seminole County foreclosure sale?
5% of your anticipated final bid. Deposits must be started on the auction site and the funds must settle in the clerk's account by 3:00 pm Eastern the business day before.
When is the balance due after winning a Seminole County foreclosure auction?
The balance plus all fees is due by 2:00 pm Eastern the next business day, or the deposit is forfeited and the sale is void.

Before you bid in Seminole

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Counties near Seminole

Source: Seminole County Clerk. Clerks change deadlines and fees. Confirm before you bid.